Listing provided courtesy of Kentwood RE Northern Prop Llcas Distributed by MLSGrid- MLS# IR1060354MLS Provider

220 W 4th StreetLoveland, CO 80537

Single Family · 4 Beds · 1 Half Bath · 3 Three Quarter Baths · 3,291 Sq. ft. | 0.15 Acres
$748,000 Pending
Brokerage Compensation
  • Broker Compensation: 3.00%

220 W 4th Street Overview

Time on Site:
32 days
Visits:
189

Location, Location, Location!!! Discover this 1896 Victorian brick home in the vibrant heart of downtown Loveland. Within walking distance to dining, craft breweries, & boutique shops, this property offers the ultimate downtown lifestyle. With three seamlessly updated living spaces, the possibilities for instant rental income or a sprawling multi-generational family dwelling are endless. Renovated in 2019, the main home features an inviting open floor plan, a gourmet kitchen with custom wood countertops, & a stunning granite island. The primary suite includes an attached bath with a clawfoot tub & two large walk-in closets, while the guest bath offers a custom tile shower & radiant heat floors for ultimate comfort. Historic character shines through the original woodwork, mantel, & surround paired with modern touches of an electric fireplace & a cozy projector screen setup. Step outside to enjoy beautiful Colorado sunrises & sunsets from the expansive wraparound deck. The attached self-contained studio, remodeled in 2023, boasts a private access deck, a 3/4 bathroom, & a curated kitchenette, with direct access to the lush grounds- perfect for hosting a BBQ or relaxing around the fire pit. Upper-level suite, completed in 2024, is a modern retreat with open-concept living, dining, & kitchen areas complete with a coffee+cocktail bar, wood countertops, & an electric fireplace. The bedroom highlights a spa soaking tub & a second fireplace, while the bath includes a luxurious steam shower. A private upper deck offers beautiful treetop views. The spectacular, fully fenced xeriscaped grounds feature mature trees, fruit trees, grapevines, lilacs, irises, & a garden- all on a drip irrigation system, planted and ready for summer. The detached two-car garage, finished in 2019 & currently used as an artist studio, includes a mini-split AC/heat unit, a wood-burning stove, & can be wired for 220V power. Convenient alley access offers extra backyard space to park your RV or toys.

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220 W 4th Street Facts & Features

  • Type Single Family
  • Sq. ft. 3,291
  • Price/Sq.ft. $227
  • Lot 0.15 Acres

Details

General

Association/HOA

  • Association: false

School Information

  • School District: Thompson R2-J
  • Elementary School: Truscott
  • Middle Or Junior School: Other
  • High School: Thompson Valley

Listing Information

  • Concessions: No

Building Information

  • Year Built: 1896

Location/Region

  • Country: US
  • County Or Parish: Larimer
  • Subdivision Name: Rists

Tax Information

  • Tax Annual Amount: 3364
  • Tax Year: 2025

General Information

  • Exclusions: Tenant's Personal Property and Seller's Personal Property.
  • Listing Terms: Cash,Conventional,FHA,VA Loan
  • Ownership: Individual
  • Parcel Number: R0405973
  • Possible Use: Multi-Family,Residential
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Zoning: R3E

Interior

Parking Information

  • Garage Spaces: 2

Beds/Baths

  • Bathrooms Full: 0
  • Bathrooms Half: 1
  • Bathrooms Three Quarter: 3
  • Bathrooms Total: 5
  • Bedrooms Total: 4

Building Interior

  • Above Grade Finished Area: 2890
  • Below Grade Finished Area: 0
  • Building Area Source: Other
  • Building Area Total: 3291

General Information

  • Appliances: Bar Fridge,Dishwasher,Disposal,Down Draft,Dryer,Microwave,Oven,Refrigerator,Washer
  • Cooling: Ceiling Fan(s),Central Air
  • Fireplace Features: Electric,Insert,Kitchen,Living Room,Primary Bedroom
  • Flooring: Wood
  • Heating: Forced Air,Hot Water,Radiant
  • Interior Features: Eat-in Kitchen,Kitchen Island,Open Floorplan,Pantry,Smart Thermostat,Vaulted Ceiling(s),Walk-In Closet(s)
  • Laundry Features: In Unit
  • Levels: Two
  • Living Area: 2890
  • Main Level Bathrooms: 3
  • Main Level Bedrooms: 3
  • Security Features: Smoke Detector(s)
  • Window Features: Bay Window(s),Double Pane Windows,Skylight(s),Window Coverings

Exterior

Parking Information

  • Parking Features: Heated Garage,RV Access/Parking
  • Parking Total: 2

Lot Information

  • Lot Features: Level,Sprinklers In Front
  • Lot Size Acres: 0.15
  • Lot Size Square Feet: 6500
  • Road Surface Type: Alley Paved,Paved
  • Vegetation: Wooded
  • Water Source: Public

Building Exterior/Construction

  • Architectural Style: Victorian
  • Construction Materials: Brick,Frame
  • Direction Faces: North
  • Patio And Porch Features: Deck,Patio
  • Roof: Composition
  • Structure Type: House

General Information

  • Exterior Features: Spa/Hot Tub
  • Fencing: Fenced
  • Road Frontage Type: Public
  • Sewer: Public Sewer
  • Utilities: Electricity Available,Internet Access (Wired),Natural Gas Available

Room Information

Room: Bathroom Half

  • Level: Main

Room: Bathroom Three Quarter

  • Level: Main

Room: Bathroom Three Quarter

  • Level: Main
  • Features: Primary Suite

Room: Bedroom

  • Level: Main
  • Length: 13
  • Width: 12
  • Description: Wood
  • Features: Primary Suite

Room: Bedroom

  • Level: Main
  • Length: 13
  • Width: 9
  • Description: Wood

Room: Bedroom

  • Level: Main
  • Length: 13
  • Width: 9
  • Description: Wood

Room: Dining Room

  • Level: Main
  • Length: 17
  • Width: 14
  • Description: Wood

Room: Kitchen

  • Level: Main
  • Length: 14
  • Width: 13
  • Description: Luxury Vinyl

Room: Laundry

  • Level: Main
  • Length: 6
  • Width: 5
  • Description: Wood

Room: Living Room

  • Level: Main
  • Length: 15
  • Width: 14
  • Description: Wood

Room: Bathroom Three Quarter

  • Level: Upper

Room: Bedroom

  • Level: Upper
  • Length: 18
  • Width: 7
  • Description: Luxury Vinyl

220 W 4th Street Neighborhood

Community

80537 (LOVELAND) Demographics

39
Median Age
420
Population Density (per sq. mile)
47%
College Educated
$75,847
Estimated Median Income
12,096
Estimated Total Home Owners
6,824
Estimated Total Renters
64% / 36%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

220 W 4th Street Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

220 W 4th Street Market Data

Based on the last 30 days in this zip code

$754,095
Average List Price
$283
Average Price per Square Foot
63
Properties Sold
75
Average Days on Market
261
Properties for Sale
Calculations provided by Reliance Network

220 W 4th Street History

Date Event Value Agent
5/31/2026Source: REColorado MLS Status Change
Pending
Stef Erion
Listing Agent
5/29/2026Source: REColorado MLS Added to Database
May 29, 2026
Stef Erion
Listing Agent